When Travis and I first got married we were really good at making a budget and sticking to it. Well, lately we have discovered that we don't really even have a budget anymore. And believe me we should. Now that I don't work and Travis is looking for a job we really need a budget to stick to. So we decided that we are totally going to do it and quit eating out (that will be the hardest part for me, I looooovvveee to eat out and have people wait on me). I will definitely admit that I don't even talk about things I want or feel like we need, with Travis. I just go and get them. So I am changing my ways, starting a few days ago. It is hard but kind of fun. I love finding a cheap way to do anything, I love ad-matching at Wal-Mart and using coupons for things. I changed our power plan to try to save money, I just don't go anywhere because gas is too expensive, and I make menus for grocery shopping... and I don't go when I am hungry! If anyone has any clever ideas on little ways that they save money let me know (besides the whole, just don't go anywhere and spend any money... ever, because I have a feeling that will be really hard for long term)! Or if you guys have little cheap ways to reward yourselves for not spending money, seriously... clue me in!
3 months ago
1 comment:
Good luck! Our budget is:
Paycheck - tithing & F.O.
- house payment
- other bills
whatever is left we buy food & gas. When it's gone, it's gone. Luckily Lorin has a 401k & an IRA or we wouldn't be saving anything at all - ever.
I try to wait until I NEED gas & food at the same time to go out - that's about the only tip I have for you. I also try to keep the gas tank half full to save on mileage.
We went out to eat tonight & it was like the first time in FOREVER, I really missed it. So I know how you feel. The longer you go without it, the easier it is. Maybe if you stick to your budget for a whole month then you can go out to eat as a reward - not the cheapest reward, but it's a baby step. :)
I don't always call Lorin either before I buy something (like today!) & we used to have an agreement that if something was more than $5 we had to call & discuss it. That worked for like a day. So just know you aren't alone!
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